Guarding Against Schemes, Scams & Frauds
There was a time when you could protect your home and family with a good dog at your side. However, times have changed. Criminals have found countless ways to defraud people through electronic means such as the Internet or smart phones.
The Roberts County National Bank is committed to helping our customers learn about the types of fraud occurring now, how to recognize fraud and steps to take to protect yourself. We invite you to CLICK HERE for a brochure on Schemes, Scams and Frauds that will help you understand some of the methods that are being used to defraud people. We encourage you to contact our bank if you have any questions regarding fraud or if you feel you have been a victim of a fraud.
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iHelp Private Student Loans
There are many ways to pay the cost of college. After considering federal loans, scholarships and grants, you may still have a gap to pay your total college costs. The Roberts County National Bank works with iHELP to provide an attractive private student loan. Applying for an iHELP Loan is easy and takes as little as 15 minutes
CLICK HERE to learn more and apply.
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Online Security Is Our Top Priority
At the Roberts County National Bank, security of accounts and privacy of our customer’s information is always a top priority. The advent of new technology and mainstreaming of electronic banking services, such as Internet banking, has meant that banks must be even more diligent in protecting their customer’s information.
In response to widening electronic banking services and the increasing potential for fraudulent transactions, the Federal Financial Institutions Examination Council (FFIEC) has developed additional supervisory guidelines for banks to follow in order to help protect consumers and businesses.
There are many steps consumers and businesses can take to help protect from fraud. If you are a consumer CLICK HERE for a brochure on the FFIEC’s consumer guidance and information about safe online banking. If you have a business, CLICK HERE for FFIEC business account guidance and information on protecting your business accounts.
If you have any questions or concerns regarding any electronic banking service or account security please contact us at 698-7621.
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Notice Of Expiration of the Temporary Full FDIC Insurance Coverage For Non Interest-Bearing Transaction Accounts
By operation of federal law, beginning January 1, 2013, funds deposited in a non interest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all non interest-bearing transaction accounts, will be insured by the FDIC up to the standard maxiumum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit www.fdic.gov.