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Privacy Policy
Roberts County National Bank
Privacy Policy and Security Statement
Our Privacy Commitment To You
We recognize, respect and protect the personal privacy rights of
all our customers. We realize that our customers entrust us with
personal information and it is our policy to maintain our customers’
information in a confidential manner. We are committed to providing
the highest level of security and privacy regarding the collection and
use of our customers’ personal information, as well as personal
information of all consumers who visit our institution.
Confidentiality and Security of Nonpublic Personal Information
We restrict access to nonpublic personal information about you to
those employees who need to know that information to provide products
or services to you. We maintain physical, electronic, and procedural
safeguards that comply with federal standards to guard your nonpublic
personal information.
Nonpublic Personal Information We Collect
We collect nonpublic personal information about you from the
following sources:
• Information we receive from you on applications or other forms
• Information about your transaction with us, our affiliates, or
others
• Information we receive from a consumer reporting agency
Nonpublic Personal Information We Disclose
We do not disclose nor do we reserve the right to disclose, any
nonpublic personal information about our customers or former customers
to anyone, except to other nonaffiliated third parties as permitted by
law.
Nonpublic Personal Information and Affiliates
We may disclose nonpublic personal information about you with our
affiliates, which includes the following financial service provider:
• Powell, Kouba & Torness Insurance Agency, Inc.
Federal law allows us to disclose the information listed below with
our affiliates. You do not have the right to opt out of the disclosure
of this information. Here are the kinds of nonpublic personal
information we may disclose to our affiliates:
• Information from our account records about your transactions and
experience with us
Notify Us of Inaccurate Information We Report to Consumer Reporting
Agencies
Please notify us if we report any inaccurate information about
your account(s) to a consumer reporting agency. Your written notice
describing the specific inaccuracy(ies) should be sent to us at the
following address: Roberts County National Bank, 5 East Maple Street,
PO Box 129, Sisseton, SD 57262.
Website/E-Mail Security
You may visit our public web site,
www.rcnbank.com, to find out
about our products, services and other information without providing
any information about yourself. We do gather data regarding visits to
our web site including number of visits, pages visited, length of user
session, etc. in order to evaluate our web site.
If you choose to contact our bank by e-mail, we retain the content of
your e-mail and our response to you. As with any public website,
e-mail is not necessarily secure from outside interception. Please be
careful about personal and account information you send to us by
e-mail. E-mail is available for you to ask questions about your
account or communicate with our bank for other reasons. You cannot use
e-mail to initiate account transactions. Instead, please access our
internet banking or contact us by telephone to complete your
transaction.
Internet Banking Security
The security of our internet banking is of the utmost importance
to the Roberts County National Bank. We have taken every precaution
necessary to ensure your information is transmitted securely. We use
the latest technology along with multiple layers of security to
safeguard data. When logging in to our internet banking site,
customers are required to authenticate with a user name and password.
Even though your banking transactions, data and personal information
is secure on our internet banking site, e-mail initiated from our
internet banking site is not necessarily secure, and the same rules
apply as mentioned above under “E-Mail Security.”
Protecting Your Children
Our website is not targeted or marketed to children under the age of
thirteen. We respect the privacy of your children, and we comply with
the practices established under the Children’s Online Privacy
Protection At of 1998. We do not knowingly collect or retain
personally identifiable information from consumers under the age of
thirteen.
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